FAR 137 Agricultural Operators
Agricultural aviation is extremely specialized. The coverage you need and the policy forms and certificates of insurance you need are specific to your industry. That's why you need an aviation insurance source that knows the details of agricultural aviation and also knows the broader general aviation insurance trends that shape your policies and premiums. That's why Alexander Aviation is the best source for your 137 spraying operation. Give us a call today to find out more.
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FAR 137 Agricultural Aviation Insurance — What Operators Need to Know
Agricultural aviation is one of the most technically demanding insurance placements in general aviation. Application operations, pollution and drift liability, state-specific certificate requirements, and specialized hull coverage for spray equipment create a coverage landscape that general insurance brokers routinely get wrong — and the gaps can be financially catastrophic. Alexander Aviation has been placing FAR Part 137 aerial applicator coverage for decades. We know which underwriters understand ag aviation and which policies actually protect your operation.
Operational differences matter enormously. Crop spraying carries different underwriting considerations than pasture, forestry, or picloram application. Each insurer handles these differently — there is no standard, and exclusions can be buried in policy language that doesn't surface until you file a claim. We review exactly what work you're doing to make sure you have the coverage you intend to have. We also track state-specific certificate requirements so you stay compliant across every jurisdiction you operate in.
Ag aviation runs on seasons. Don't let an insurance gap or a policy misaligned to your operation sideline you when the fields are ready. Call us or complete the form below — a specialist familiar with FAR 137 operations will respond within one business day.
Frequently Asked Questions — Agricultural Aviation Insurance
What insurance does a FAR Part 137 aerial applicator need?
FAR Part 137 certificated aerial applicators typically need three key coverage components: aircraft liability (protecting against third-party bodily injury and property damage), hull coverage (protecting the aircraft itself from physical damage), and agricultural aviation pollution/drift liability coverage. Drift and chemical contamination liability is unique to ag aviation and is not standard in most general aviation policies — it must be specifically added or confirmed. We ensure your policy actually covers what you need.
Does my policy cover pollution or chemical drift liability?
This is the most misunderstood aspect of ag aviation insurance. Standard aircraft liability policies often exclude or limit pollution liability, which is precisely the exposure ag operators face most. We specifically confirm the extent of pollution and drift coverage in every policy we place for agricultural operators — and we know which underwriters provide the broadest protection for this risk.
Are there differences in coverage between crop spraying and forestry or pasture application?
Yes — significant ones. Each type of application carries different risk profiles in the eyes of underwriters. Some insurers exclude certain chemical types, some restrict by crop type, and others distinguish between aerial and ground-speed applications. We review your specific operations and match you to underwriters whose policies align with what you actually do — not a generic agricultural aviation bucket.
Do state certificate requirements affect my insurance?
Yes. Many states require aerial applicators to hold a state pesticide applicator certificate in addition to their FAA FAR 137 certificate, and some require proof of insurance as a condition of licensure. Certificate requirements vary state to state, and operators who work across state lines need to track multiple jurisdictions. We're familiar with these requirements and factor them into your coverage program.
What aircraft does Alexander Aviation insure for agricultural operations?
We insure the full range of fixed-wing and rotary-wing ag aircraft: Air Tractor (AT-402, AT-502, AT-802), Grumman/Schweizer Ag-Cat, Piper PA-36 Pawnee Brave, Cessna AgTruck, Thrush Aircraft, and helicopter spray operations including Bell and Robinson platforms. We also insure experimental and older models not covered by every underwriter.