FAR 135 Charter Operators
In the charter business, being late is not an option. Your flights need to happen on-time, often on short notice. Part of that means having the certificates of insurance that your customers and charter referrers require in your hands quickly and accurately. You need more than just an insurance policy; you need a back office that's ready and able to respond on short notice. When time is of the essence, nobody comes through like Alexander Aviation. Get in touch today and we'll show you what we can do.
Request quote
Prefer to talk? call now - (800) 432-8519
FAR 135 Charter Insurance — What Operators Need to Know
A late certificate of insurance can ground a flight. In the on-demand charter business, that means a lost client, a damaged reputation, and real money left on the ramp. Alexander Aviation specializes in FAR Part 135 on-demand air carrier insurance — we know how quickly you need COIs, what referral companies and charter networks require, and how to structure multi-aircraft programs that give you operational flexibility without unnecessary cost.
We coordinate between the FAA's certification requirements, your underwriter's training mandates, and your operational schedule — so you never feel trapped between competing demands with no clear path forward. Whether you're running daily inter-island trips, transcontinental business aviation, or a niche helicopter charter niche, we've placed coverage for operations like yours. We know the markets, we know the requirements, and we respond fast.
In the charter business, your broker is part of your team. Reach out today by phone or by completing the form below — a specialist will get back to you within one business day.
Frequently Asked Questions — FAR 135 Charter Insurance
What insurance does a FAR Part 135 on-demand charter operator need?
FAR Part 135 operators are required to maintain liability insurance minimums as a condition of their operating certificate, but smart operators carry well above the regulatory minimums. A typical FAR 135 charter policy includes aircraft liability (passenger, third-party, and property damage), hull coverage (ground and in-flight), and crew coverage. Operators carrying passengers typically need significantly higher liability limits than private operators — we'll help you determine what's appropriate for your operation and client base.
How quickly can I get a certificate of insurance for a charter trip?
We understand that charter trips are booked on short notice and COIs are often required by the referring charter company before the flight departs. Alexander Aviation is set up to respond quickly to COI requests — contact us by phone at (800) 432-8519 for the fastest turnaround. We make it a priority to have your back when time is tight.
Does my FAR 135 certificate require specific insurance minimums?
Yes. FAR Part 205 establishes liability insurance requirements for air carriers, including minimums for passenger liability and property damage.[Source] These vary based on the number of passenger seats in the aircraft. Most sophisticated charter clients and charter networks require substantially higher limits than the FAA minimums — we'll ensure your coverage meets both regulatory and commercial requirements.
What's the difference between hull and liability coverage for charter operators?
Hull coverage insures the physical aircraft against damage or loss during ground operations and in-flight. Liability coverage protects you against third-party claims — including passenger injury. For FAR 135 operators, both are typically required: hull to protect your asset and liability to satisfy the FAA, your clients, and charter referral networks. We'll structure both coverages appropriately for your fleet and operations.
Can Alexander Aviation insure a multi-aircraft charter operation?
Yes. We regularly place insurance for multi-aircraft charter operations, including fleet policies that cover multiple aircraft under a single program. Multi-aircraft programs can offer efficiencies in coverage structure and often reflect the operator's overall risk profile more accurately than insuring each aircraft separately. Call us to discuss how we'd structure coverage for your specific fleet.