PERSONAL AIRCRAFT
You did it! You put in the hours and the countless trips around the pattern, you passed the written and your medical and, finally, you took the big check ride. Whether that was 40 minutes ago or 40 years ago, your first aircraft or your dream plane, Alexander Aviation is here to give you the guidance to make the right choices, so you can combine the aircraft you want with the insurance that you need at a price you can manage. Get in touch today and we'll have you cleared for take off in record time.
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Personal Aircraft Insurance — Cirrus, High-Performance & Piston Singles
Personal aircraft insurance is not one-size-fits-all. A Cirrus SR22T with a CAPS parachute system, factory training requirements, and high hull value has a completely different underwriting profile than a Cherokee 180 parked in a T-hangar. A Beechcraft Bonanza flows through a different market than a Lancair Evolution. An N3N biplane warbird requires a specialist underwriter most general insurance brokers have never heard of. We know the difference — and we know how to place each one well.
Cirrus owners in particular: we understand exactly what your underwriter requires, how initial factory training and recurrent CSIP requirements affect your rating, and which markets genuinely value the CAPS safety record versus those who simply price the accident statistics. We'll put you in the right market for your experience level and training program — not just the one with the lowest sticker premium today.
We also want to say this plainly: a good broker is just as attentive at renewal as they were when they were earning your business. We don't front-load effort and then treat renewals as automatic. When your renewal comes up, we re-shop your coverage, communicate what changed and why, and give you a real conversation — not just an invoice. Call us or complete the form below to find out why pilots and aircraft owners stay with us year after year.
Frequently Asked Questions — Personal Aircraft Insurance
How much does Cirrus SR22 insurance cost?
Cirrus SR22 insurance premiums vary widely depending on the model year, hull value, your total flight time, SR22 or Cirrus type-specific time, and your training history. A transitioning pilot with low hours in type may pay $4,000–$8,000+ annually, while an experienced Cirrus pilot with documented recurrent CSIP training may be in the $2,500–$4,500 range. We work with underwriters who specifically value Cirrus training programs and the CAPS safety record. Call us for a quote that actually reflects your experience.
What training do Cirrus owners need for insurance?
Most underwriters require initial Cirrus-specific training for new SR22 or SR22T owners, typically through a Cirrus Standardized Instructor Pilot (CSIP) or at an approved training provider. For the Vision Jet, initial training at the Cirrus factory is typically required. Recurrent training requirements vary by underwriter — some require annual recurrent training, others accept biennial. We'll identify which underwriter's training requirements best align with your planned training program.
Can Alexander Aviation insure high-performance singles like a Bonanza, Mooney, or Lancair?
Yes — and we do it regularly. High-performance singles have their own underwriting characteristics. A Beechcraft Bonanza or Baron requires logged time and a complex endorsement. A Mooney or Lancair IVP requires specific high-performance experience. Experimental aircraft range from kit-built to amateur-built to certificated, and each underwriter handles them differently. We know which markets specialize in each type and how to structure coverage appropriately for your aircraft and experience level.
How is personal aircraft insurance renewed — and what should I expect?
At Alexander Aviation, renewals aren't automatic. Before your policy renews, we review your current coverage, re-shop your options across available markets, communicate any rate changes and why they're occurring, and present you with real choices. You shouldn't have to chase your broker at renewal — we reach out to you, proactively, with time to make an informed decision. This is not universal in this industry; it's how we operate.
Can you insure a warbird or experimental aircraft?
Yes. We insure a wide range of warbirds — WWII trainers, fighters, and bombers — as well as experimental aircraft including Van's RV series, Lancair, Glasair, Kitfox, and others. These aircraft require underwriters with deep specialty expertise; they cannot be accurately rated or fairly priced by general GA underwriters. We work with the markets that understand these aircraft's operational characteristics, parts availability, maintenance requirements, and true replacement value.