CORPORATE AND PRIVATE HELICOPTERS
When the mission requires a helicopter, there are no substitutes. Whether you're making it to the meeting on-time no matter the traffic or you're just enjoying the view as you lift off from the helipad in your back yard, we've got an insurance solution for you. Helicopter insurance is just as unique as the many missions it can fly for you, and there's no one who knows that better than Alexander Aviation.
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Helicopter Insurance — What You Need to Know
Helicopter insurance is a specialty within a specialty. The risk profile of a Robinson R44 is nothing like a Sikorsky S-76, and neither is the underwriting. Training requirements, hull valuation methods, territory restrictions, and passenger liability limits vary dramatically by make, model, and operation — and a broker who doesn't know the difference can leave you underinsured, overcharged, or both.
At Alexander Aviation, we've supported helicopter owners and operators across the spectrum — from personal backyard helipads to offshore platforms, from Robinson flight training to turbine corporate transport. We know which underwriters value your training program, which ones specialize in high-value rotorcraft, and how to structure your coverage so your training investment actually lowers your premium rather than simply checking a compliance box.
Whether you're taking delivery of your first R22, insuring a multi-turbine fleet, or running tours and aerial photography missions, we'll find the right market for your specific operation. Call us today or complete the form below — a specialist will get back to you within one business day.
Frequently Asked Questions — Helicopter Insurance
How much does helicopter insurance cost?
Helicopter insurance premiums vary significantly based on model, hull value, pilot experience, and intended use. A Robinson R22 flown by a low-time pilot may cost $3,000–$6,000+ per year, while a turbine helicopter used for corporate transport can run $15,000–$50,000+ annually. The best way to get an accurate number is to contact us — we shop 20+ markets to find the most competitive rate for your specific aircraft and operation.
What helicopters does Alexander Aviation insure?
We insure the full range of rotorcraft: Robinson R22, R44, and R66; Airbus H125, H130, and AS350; Bell 206, 407, and 429; Sikorsky S-76; MD 500 and 520N; Enstrom; and many others including turbine and piston models, experimental rotorcraft, and gyroplanes. If you fly it, ask us about it.
What training does my insurance company require for helicopter pilots?
Training requirements vary by underwriter, model, and pilot experience. Insurers typically require recurrent training for high-performance or turbine helicopters, often at an approved training center such as FlightSafety, Airbus Training Center, or Bell Training Academy. We'll walk you through exactly what your policy requires — and help you structure your training program to satisfy the underwriter efficiently and cost-effectively.
Does helicopter insurance cover passengers?
Yes. Most helicopter policies include passenger liability coverage, which protects you against claims made by injured passengers. Coverage limits, sublimits per passenger, and medical payment provisions vary by policy. We'll ensure your liability limits are appropriate for your operation — particularly important for operators who carry non-owner passengers.
Can Alexander Aviation insure a helicopter used for tours, photography, or charter?
Yes. Commercial helicopter operations — including air tours, aerial photography, utility work, and FAR Part 135 on-demand charter — require commercial-use endorsements and higher liability limits than personal-use policies. We specialize in placing commercial rotorcraft coverage, including hull waiver endorsements, open pilot warranties, and territory extensions for operations throughout the U.S. and Caribbean.
How can I lower my helicopter insurance premium?
The most effective ways to reduce helicopter insurance costs include: accumulating flight hours in the specific make and model, completing manufacturer-approved or insurer-approved training courses, maintaining a clean claims and incident history, and working with a broker who actively shops all available markets on your behalf. We do all of this — call us to review your current coverage and find savings opportunities.