Florida Aviation Insurance
Florida is one of the most active general aviation states in the country — year-round flying weather, a high volume of flight training, significant charter and turbine activity, and coastal storm exposure that demands careful coverage planning.
Alexander Aviation has been placing aviation insurance for Florida pilots and aviation businesses since 1978. We're independent, which means we access 20+ aviation insurance markets to find the right coverage for your specific operation — not just whatever one carrier happens to offer.
Florida Aviation Coverage Topics
Owner-Flown and Personal Aircraft
Florida owner-pilots deal with high-traffic airspace around major metro areas, year-round usage that accelerates hull wear, and storm season exposure that affects storage and hangar situations. We help structure hull values, liability limits, and named-pilot provisions that match how you actually fly.
Corporate and Private Jet Insurance
Florida has a dense population of business jets and turboprops operating out of executive airports statewide. Corporate flight department policies require careful liability structuring — particularly for passenger-carrying operations, crew coverage, and Caribbean or Latin America routing. We work with underwriters who specialize in this segment.
FAR Part 135 Charter Insurance
Florida's charter market is substantial. Certificate holders need combined single limit liability that satisfies DOT requirements, plus hull and cargo coverage structured around their fleet and routes. We understand Part 135 certificate of insurance requirements and work directly with operators to get compliant coverage in place.
Flight Schools and Instructors
Florida hosts some of the country's largest flight training operations, including numerous Part 141 schools and independent Part 61 instructors. Insurance requirements vary significantly between school operators, independent CFIs, and aircraft rental clubs. We place coverage for all of these — from a single-aircraft operation to large multi-aircraft training fleets.
FBOs, Airports, and Maintenance Operations
Fixed base operators and airport businesses face specific liability exposures: fueling, towing, ramp operations, hangar tenant liability, and products and completed operations for maintenance work. We place commercial aviation liability, hangar keepers, and property coverage for Florida FBOs and MRO operations.
Hurricane and Storm Exposure Planning
Florida's hurricane season runs June through November. Aircraft policies cover wind and weather damage, but important considerations include where your aircraft is stored during a named storm, your policy's treatment of care, custody, and control, and whether hangar coverage is adequate for your aircraft's value. We review these details with every Florida client.
Why Work With Alexander Aviation in Florida
We're not a call center and we're not a captive agent locked into a single carrier. We've been placing Florida aviation insurance for over 45 years with direct access to the underwriters who specialize in this market. When you have a question at renewal, when you have a claim, or when your operation changes, you reach a person who knows aviation.
17,000+ pilots and aviation businesses served. 20+ carrier markets. Independent since 1978.
Call (800) 432-8519 or get a quote online. We respond within 1 business day — usually the same day.